BUY NOW PAY LATER
Free UK Delivery on orders over £60.00
Free UK Returns through Collect+

QUICK GUIDE

 

  • 30 days to pay, no fees or interest if you pay within 30 days
  • No account sign-up required
  • You must be 18 or older, subject to financial circumstances
  • No credit application
  • Receive your goods first, pay later
  • Klarna will email payment instructions to you
  • Easy, just select Pay After Delivery at checkout

 

WHO ARE KLARNA?

Klarna are a Swedish payment service provider, who take end-to-end responsibility for your payment. They support over 60 million consumers worldwide in over 75,000 e-stores and are very safe to use. Klarna is one of Europe ́s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to simplify the buying experience with a simple checkout solution. Customers only need to provide top-of-mind information to complete a purchase. At the core of Klarna’s services is the concept of payment after delivery, which lets you buy before you pay. This simplicity means a better shopping experience for you as you don't need to put your card details in at the checkout and you don't need to pay for your goods until after you've decided you're happy with them.

A NEW WAY TO PAY

You may see Klarna as part of your checkout experience as we’re partnering with them to bring you a better online shopping experience, giving you the chance to order quickly without providing payment first. You may be offered to Pay After Delivery, receiving 30 days to complete the payment at your convenience and at no extra cost.

HOW DOES PAY LATER WORK?

Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna. You'll then have 30 days to try on your order and only pay when you’re happy. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card at www.klarna.com/uk  or through the Klarna App available on Android and iOS.

AM I ELIGIBLE FOR PAY LATER?

To use Pay later you must be at least 18. Whilst this option is widely promoted, Pay later is subject to your financial circumstances. When choosing Pay later, our assessment will not affect your credit rating.

HOW CAN I INCREASE MY CHANCES OF BEING ACCEPTED FOR PAY LATER?

Klarna is unique and offers Pay later based on several factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address.
All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

WHAT DO I NEED TO PROVIDE WHEN I MAKE A PURCHASE?

If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees.

WILL A CREDIT SEARCH TAKE PLACE AGAINST ME?

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Klarna does not run credit searches against you that could impact your credit rating.

WHY HAVE I NOT BEEN OFFERED PAY LATER?

Although Pay later is widely promoted it is not always universally available. The Pay later method is automatically generated by algorithms that are dependent upon several factors including amount of order, the online store, previous order history and item availability. Alternatively, you can complete your order by paying by credit or debit card, PayPal, Amazon Pay, or Pay by Invoice for VAT registered business customers at the checkout.

WHAT ARE MY PAYMENT OPTIONS WITH KLARNA?

You can pay with debit or credit card immediately in the checkout or take advantage of our Pay later payment option, where you can pay for the goods once you have received them via credit card or debit card.

WHAT HAPPENS IF I CANCEL OR RETURN MY ORDER?

As soon as we have accepted your cancellation/return, then Klarna will cancel the statement or refund your payment.

WHAT HAPPENS IF I DON'T PAY FOR MY ORDER?

Payment is due 30 days after the item is shipped. To help you pay on time, we'll alert you two days before payment is due – you'll receive email reminders to pay – and, if very late, we’ll also send you a text or letter, too. If you fail to pay Klarna for your order, your credit score will be affected.

I HAVE BEEN ASKED TO GO TO KLARNA'S WEBSITE, IS THIS CORRECT?

If you have chosen to Pay later, Klarna will send you an email with further details on how to pay. Your email will contain a link to Klarna where you can settle your payment with your credit or debit card. Alternatively you can download the Klarna App and receive notifications of due payments and settle with your credit or debit card.

WHAT DO I NEED TO PROVIDE WHEN I MAKE A PURCHASE?

If you want to make a purchase with Klarna you need to provide your name, address and email address. For some orders you may need to provide your mobile number or date of birth, too. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important, that you give us the correct details, as otherwise you will not receive the payment information.

IS MY PAYMENT INFORMATION SAFE?

Payment information is processed securely by Klarna. All transactions take place via connections secured with the latest industry standard security protocols.

CAN I PAY BEFORE THE DUE DATE?

You can pay for your order at any point after you receive the email from Klarna with the details of your payment on. Just follow the instructions on this email to pay for your order.

HAVE YOU RECEIVED MY PAYMENT?

If you pay by card, we will confirm your order right away. If paying by Pay later, Klarna will send you a payment confirmation to the email address that you have used for your order. If you have made a payment but not received the payment confirmation, you can always check the status of your order and payments by logging in at www.klarna.com.

WHAT HAPPENS TO MY STATEMENT WHEN I'VE RETURNED THE GOODS?

Once we have received the return (partial or full) and you have received their confirmation of this, an updated statement will be sent to you by Klarna if you've made a partial return. With a full return, your statement will be closed.

I'VE RECEIVED A STATEMENT, BUT I'VE NOT RECEIVED MY GOODS

You have 30 days to pay, so you don’t need to pay right away. If your due date is near and there is no sign of your goods, please call our customer service team on 03444 994414 to check on delivery. You can also contact Klarna’s Customer Service so that we can postpone the due date on your payment.

I'VE CANCELLED MY ORDER. HOW LONG WILL IT TAKE UNTIL I RECEIVE MY REFUND?

As soon as we have registered your cancellation or your return, the refund will be processed within 5 business days.

I HAVE ASKED FOR A REFUND. HOW WILL I BE REFUNDED?

If you have paid for your order with card, the refund will be made back to the same card. If you have not paid the statement yet, then the refund will reduce the statement or cancel it completely.

I HAVEN'T RECEIVED AN EMAIL WITH MY STATEMENT/PAYMENT INFORMATION

If you do not have your statement number to hand you can log in at www.klarna.com/uk, where you will find all of your orders and be able to make payments.

I STILL HAVE QUESTIONS REGARDING PAYMENT, HOW CAN I GET IN TOUCH?

Visit Klarna’s Customer Service for a full list of FAQ’s, live chat and telephone options.

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